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Plan	Provider	Services
Consumer Choice HDHP (HSA Eligible)	Atena	Medical Services Nurseline Telemedicine Claims Disease Management

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The UnitedHealthcare Difference

Our personalized technology

We know our customers and consumers and are responsive to your needs and expectations. The connections we provide across the health care system through state-of-the-art technology, industry-leading use of patient data and new connections are helping you play a greater, more informed role in your own health.

We connect digital solutions such as iTriage and our consumer health platform - called CarePass - to personalize and improve the consumer experience. The enhanced iTriage allows you to research your symptoms, find a medical provider who meets your personal needs, share information across applications, and manage your whole health from one secure sign-on. More than 5 million Americans already use iTriage. The testimony is powerful:

"Seriously, you saved my husband's life when he had a stroke, didn't recognize the not-so-normal symptoms ... " "This app is very easy to use and it helped me to define a life-threatening problem in a minute where there were no signs but a swollen leg."

To help you get the answers you need to many common health care questions, in 2012 we combined the skills of two of our most popular member tools - "Ask Ann" and the Member Payment Estimator. "Ann" is a personalized virtual assistant that helps you use Aetna Navigator and find health benefits information. The Member Payment Estimator provides real-time out-of-pocket cost estimates and cost comparisons for more than 550 commonly used in-network health services.

This enhancement helps Ann talk to you in plain language about an even wider range of useful health information. Is it valued? Ann averages more than 20,000 "chats" per day - one of the most popular features on Aetna Navigator.

In 2012, we launched a new program in the Aetna Innovation Labs that will help identify your risk of developing metabolic syndrome and suggest effective interventions before more severe health issues, such as diabetes or stroke, arise. Our systems analyze data to identify real or potential medical conditions based on data associations and highlight areas where interventions could make a difference.

Reducing or eliminating the impact of metabolic syndrome can improve the health of millions of people and reduce health care costs overall.

Teladoc: 24/7/365 Access to a Doctor

Teladoc gives you 24/7/365 access to U.S. board-certified doctors who can treat many of your medical issues by phone or video. It is not insurance but an added medical benefit that gives you an affordable alternative to costly urgent care or ER visits.

Teladoc doctors can treat many medical conditions, including:

Cold & flu symptoms
Allergies
Bronchitis
Urinary tract infection
Respiratory infection
Sinus problems
And more!

Teladoc is simply a new way to access qualified doctors. All Teladoc doctors:

Are practicing PCPs, pediatricians, and family medicine physicians
Average 15 years experience
Are U.S. board-certified and licensed in your state
Are credentialed every three years, meeting NCQA standards

With your consent, Teladoc is happy to provide information about your Teladoc consult to your primary care physician.

1-855-Teladoc (835-2362)

UnitedHealthcare In Touch Care

In Touch Care in action

Serious health concerns call for serious support. Aetna In Touch Care is here to answer that call.
When you're facing a chronic or acute health challenge, we provide powerful resources. Our on-call and online support flexes to you. We adapt to your needs, your pace and your life.

We have an action plan for your needs

Aetna In Touch Care resources are versatile. They provide the support you need when you need it most.

Your Aetna In Touch Care nurse in action

In the most urgent circumstances, we connect you to one-on-one nurse support. We give you direct phone access to a highly experienced registered nurse.
You'll work with one nurse for all of your critical needs. Your nurse is assigned to you and available to your whole family. Throughout time, your nurse becomes intimately familiar with your health history.
Your nurse becomes your advocate. You'll work together. You'll develop an action plan unique to you. You'll have the individualized support you need to make progress in the face of big challenges.

Your Aetna In Touch Care virtual care in action

In less severe situations, we support you with dynamic virtual care.
Virtual care provides convenient, personalized online tools. These tools are designed to help you adopt new lifestyle behaviors. You can make small changes that have a big impact on your health.
Virtual care empowers you to work toward your individual health goals at your pace. You can also call an In Touch Care nurse as needed. You decide the topic and when and how often you interact.

Active resources built right in

Aetna In Touch Care is built right into your benefits. It is a powerful program that opens a whole new world of holistic support.
These resources are confidential. They cost nothing extra. And they can make a huge difference in how you feel.

Activate a powerful approach

Aetna In Touch Care combines clinical expertise with the power of technology. This deeply integrated platform gives you flexible support.

Activate the right support for you

In the most severe circumstances, we connect you to one on one nurse support. For less immediate needs, we support you with virtual care.

Activate your Aetna In Touch Care nurse

Your needs, your preferences

Designed for the most severe health needs
Provides one-on-one phone support

One nurse provides big-picture care

Manage all of your conditions with one nurse
Your nurse becomes familiar with your health history
Your nurse is available to you and your whole family

Personalized care guidance

Design custom-built action plans that fit your life
Navigate the health care system and help coordinate your care
Prepare for a hospital stay or plan for recovery

Connected to virtual care

Find out how to access and benefit from virtual support programs
Receive nurse-assigned homework and send messages through www.aetna.com

Want to know about Medical?

You have a choice of an HMO plan and a High-deductible Health Plan which is Health Savings Account (HSA) eligible.

A comparison of the plan options is included in your enrollment materials to help you select the plan that best meets your needs.

In addition, employees and spouses who are covered by medical benefits are eligible to participate in the wellness program. After qualifying, you can get a discount for participating in the program for both you and/or your spouse. The wellness program requirements include completing a Health Qualification Form (HQF) with your physician as well as taking an online Personal Health Assessment (PHA).

(tell me more)

Useful tools to help make the best decisions for you and your family.

Find a Doctor/Hospital

Who would you like to cover? Your cost shown below is based on who you cover.

(don't see someone you were expecting?)

You
Pat view
Morgan view
Cameron view

Add Family Member

Which option would you like?

	Per-Pay-Period Cost View All Costs
No Coverage	$0.00
Consumer Choice HDHP (HSA Eligible) Note You could receive up to $1,000 from your employer if you sign up for a Health Savings Account!	$171.84
HMO Plan	$308.22

Benefit Options
Useful Benefit Information

Important - If you don't make a different election, you'll receive the highlighted coverage.

Medical

	Per-Pay-Period
Options	You Only	You + Spouse	You + Child(ren)	You + Family
Consumer Choice HDHP (HSA Eligible)	$80.08	$96.86	$119.43	$171.84
HMO Plan	$93.34	$204.22	$210.66	$308.22

Want to know about Dental?

Dental options generally cover the same types of eligible expenses, but differ in how much you pay for care.

You can choose from two plans: DMO Plan or PPO Plan. With these options, you will be assigned to a network of providers, depending on your home ZIP code. You have the freedom to see any provider, but you save money if you use a dentist in your network and the dentist will file claims for you.

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Who would you like to cover? Your cost shown below is based on who you cover? (view options and costs)

(don't see someone you were expecting?)

You
Pat view
Morgan view
Cameron view

Add Family Member

Which option would you like?

	Per-Pay-Period Cost View All Costs
No Coverage	$0.00
DMO Plan	$20.00
PPO Plan	$17.00

Want to know about Vision?

Vision coverage includes coverage for eye exams, eyeglasses or contact lenses, and discounts for laser surgery.

If you visit a network provider, you pay a fee at the time you receive care, and the plan pays the rest of the expense. Note that an ID card is not required to receive services; the provider may ask for your Social Security number to identify you as a covered employee. If you see an out-of-network provider, you pay in full at the time that you receive care and submit a claim for a partial reimbursement.

(tell me more)

Who would you like to cover? Your cost shown below is based on who you cover? (view options and costs)

(don't see someone you were expecting?)

You
Pat view
Morgan view
Cameron view

Add Family Member

Which option would you like?

	Per-Pay-Period Cost View All Costs
No Coverage	$0.00
Standard Plan	$5.00
Premium Plan	$7.35

Want to know about Tobacco Credit?

If you self-identify as using tobacco products, there will be a $15 per-pay-period cost added to your benefit costs.

If you self-identify as not using tobacco products, there will be a $15 per-pay-period credit applied to your benefit costs.

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Which option would you like?

	Per-Pay-Period Cost
I do not use tobacco products	($15.00)
I use tobacco products	$15.00

Want to know about Critical Illness?

Critical Illness Insurance provides one lump-sum payment – paid directly to you if you are diagnosed with a covered condition. More than 20 conditions are covered, including cancer, heart attack, stroke and kidney failure.

There are three benefit options made available to you – $10,000, $15,000 and $20,000. You can choose from any one of the three options that best fits your and your family's needs. Critical Illness payments are made directly to you, not your health care provider, so you can use the money however you want.

(tell me more)

Who would you like to cover?

You Only

You + Spouse

You + Child(ren)

You + Family

Which option would you like?

	Per-Pay-Period Cost
No Coverage	$0.00
$10,000	$1.92
$15,000	$5.10
$20,000	$6.29

Want to know about Hospital Indemnity?

Hospital Indemnity

tbd

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Which option would you like?

	Per-Pay-Period Cost
No Coverage	$0.00
Coverage	$2.50

Want to know about Legal Services?

Legal Services

tbd

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Which option would you like?

	Per-Pay-Period Cost
No Coverage	$0.00
Coverage	$2.50

Want to know about Health Care FSA?

Health Care FSA

tbd

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How much do you want to contribute annually?

	Annual Contribution Amount	Per-Pay-Period Contribution
No Coverage	$0.00	$0.00
Coverage	$	$0.00

Warning This amount exceeds the Federal 2018 FSA contribution limit of $5,000 per year.

Want to know about Dependent Care FSA?

Dependent Care FSA

tbd

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How much do you want to contribute annually?

	Annual Contribution Amount	Per-Pay-Period Contribution
No Coverage	$0.00	$0.00
Coverage	$	$0.00

Warning This amount exceeds the Federal 2018 Dependent Care FSA contribution limit of $5,000 per year.

Want to know about Basic Life Insurance?

Basic Life Insurance

tbd

(tell me more)

Which option would you like?

	Per-Pay-Period Cost
1 x Base Pay, $50,000	$0.00
2 x Base Pay, $100,000	$5.50
3 x Base Pay, $100,000	$10.20

Want to know about Optional Life?

The cost you pay for optional life insurance coverage varies depending on whether you use tobacco.

Your annual base salary as of October 1 will be used to determine life insurance contributions and coverage amount. Any change to your annual base salary during the year will not affect your contributions or coverage amounts.

(tell me more)

Which option would you like?

	Coverage Amount	Per-Pay-Period Cost
No Coverage	$0.00	$0.00
1 x Base Pay	$50,000.00	$0.00
2 x Base Pay	$100,000.00	$7.00
3 x Base Pay	$150,000.00	$10.50
4 x Base Pay *	$200,000.00	$14.00
5 x Base Pay *	$250,000.00	$17.50

* Indicates you must complete Evidence of Insurability (EOI) for this level of coverage.

Want to know about spouse Llife Insurance?

The cost you pay for spouse life insurance coverage varies depending on whether you use tobacco.

Your annual base salary as of October 1 will be used to determine life insurance contributions and coverage amount. Any change to your annual base salary during the year will not affect your contributions or coverage amounts.

(tell me more)

Which option would you like?

	Per-Pay-Period Cost
No Coverage	$0.00
$10,000	$5.50
$20,000	$10.20
$30,000 *	$15.75
$40,000 *	$20.00

* Indicates you must complete Evidence of Insurability (EOI) for this level of coverage.

Want to know about Long-Term Disability?

The cost you pay for optional life insurance coverage varies depending on whether you use tobacco.

Your annual base salary as of October 1 will be used to determine life insurance contributions and coverage amount. Any change to your annual base salary during the year will not affect your contributions or coverage amounts.

(tell me more)

Which option would you like?

	Coverage Amount	Per-Pay-Period Cost
No Coverage	$0.00	$0.00
40% of Base Pay	$20,000.00	$5.00
60% of Base Pay	$30,000.00	$7.50

Confirmation number	14252120616
Submitted	at 2:03pm ET

No Contribution	Note You could receive up to $1,000 from your employer if you sign up for a Health Savings Account!
Annual Contribution Range $100 - $6100	$ $ $0.00 per-pay-period $0.00 Your Contributions in (est) + $1,000 Company Contributions in (est) = $1,000 Total Contributions

Total

Before-Tax

After-Tax

$x.xx

$x.xx

$x.xx

$x.xx

Provider Information

Additional Links

Take Action

Tools

Related Links

Plan Information

The UnitedHealthcare Difference

Teladoc: 24/7/365 Access to a Doctor

UnitedHealthcare In Touch Care

to all the terms and conditions outlined above.

Family Members on Record

Your current coverage option is highlighted	You Only	You + Spouse	You + Child(ren)	You + Family
DMO Plan	$10.00	$20.00	$20.00	$40.00
PPO Plan	$12.50	$17.00	$17.00	$39.00

You & Your Family!

Total

Before-Tax

After-Tax

$x.xx

$x.xx

$x.xx

$x.xx

to all the terms and conditions outlined above.

Family Members on Record