Medical
Basic Plan $750 HPN |
$120.00 | |||||||||||||
|
||||||||||||||
Health Savings Account
No coverage |
$0.00 | |||||||||||||
|
||||||||||||||
Tobacco Surcharge
I do not use tobacco products |
$0.00 | |||||||||||||
|
||||||||||||||
Spouse Surcharge
My working spouse is not eligible for other coverage |
$0.00 | |||||||||||||
|
||||||||||||||
Critical Illness
No coverage |
$0.00 | |||||||||||||
|
||||||||||||||
Hospital Indemnity
No coverage |
$0.00 | |||||||||||||
|
||||||||||||||
Dental
DMO Plan |
$20.00 | |||||||||||||
|
||||||||||||||
Vision
No coverage |
$0.00 | |||||||||||||
|
||||||||||||||
Healthcare Spending Account
No coverage |
$0.00 | |||||||||||||
|
||||||||||||||
Dependent Care Spending Account
No coverage |
$0.00 | |||||||||||||
|
||||||||||||||
401(k) Savings
2% Before-Tax as of 4/20/2017 |
$38.46 | |||||||||||||
|
||||||||||||||
Stock Purchase Plan
1% of paycheck |
$20.96 | |||||||||||||
|
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Basic Life
1 x Base Pay, $50,000 |
$0.00 | |||||||||||||
|
||||||||||||||
|
$17.50 | |||||||||||||
|
||||||||||||||
Spouse Life
$20,000 |
$10.20 | |||||||||||||
|
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Long-Term Disability
Impute income and receive 60% tax-free benefit, $30,000 |
$7.50 | |||||||||||||
|
||||||||||||||
Legal Services
No coverage |
$0.00 | |||||||||||||
|
Plan Options View All Options |
WaivedYou + Family Compare Total Costs |
$0.00 | |
$48.50$110.50 | |
$50.00$114.50 | |
$52.50$120.00 | |
$54.00$182.76 | |
$57.50$198.40 | |
$60.50$208.32 |
To be eligible to open a BenefitWallet HSA you must meeting all the criteria below Internal Revenue Service rules define "eligible individuals" as those who:
You Only |
You + Spouse |
You + Child(ren) |
You + Family |
Plan Options | Per-Pay-Period Cost |
I do not have a working spouse | $0.00 |
My working spouse is not eligible for other coverage | $0.00 |
My working spouse is eligible for other coverage | $27.00 |
Plan Options View All Options |
WaivedYou + Family |
---|---|
$0.00 | |
$10.00$40.00 | |
$12.50$39.00 |
Plan Options View All Options |
WaivedYou + Family |
---|---|
$0.00 | |
$10.00$5.00 | |
$12.50$7.35 |
Plan Options | Coverage Amount | Per-Pay-Period Cost |
No coverage | $0.00 | $0.00 |
1 x Base Pay | $50,000.00 | $0.00 |
2 x Base Pay | $100,000.00 | $7.00 |
3 x Base Pay | $150,000.00 | $10.50 |
4 x Base Pay* | $200,000.00 | $14.00 |
5 x Base Pay* | $250,000.00 | $17.50 |
* Indicates you must complete Evidence of Insurability (EOI) for this level of coverage.
Plan Options | Coverage Amount | Per-Pay-Period Cost |
No coverage | $0.00 | $0.00 |
1 x Base Pay | $50,000.00 | $0.00 |
2 x Base Pay | $100,000.00 | $7.00 |
3 x Base Pay | $150,000.00 | $10.50 |
4 x Base Pay* | $200,000.00 | $17.50 |
Important You must complete Evidence of Insurability for this level of coverage.
Complete the form by Jan 11, 2018 at 2:03pm ET. You can download a copy of the form at any time; once completed, it must be returned to the insurance carrier for review. Until approved, you will remain enrollmed in Waive Coverage at a cost of $0.00 per-pay-period.
Note – any coverage over $50,000 on this benefit requires that you pay $10.00 per-pay-period for imputed income. Tell me more
|
||
5 x Base Pay* | $250,000.00 | $20.50 |
Optional Life | |
Primary Beneficiaries | |
No beneficiary on file. | |
Contingent Beneficiaries | |
No beneficiary on file. |
Plan Options | Coverage Amount | Per-Pay-Period Cost |
No coverage | $0.00 | $0.00 |
Impute income and receive 60% tax-free benefit | $30,000.00 | $7.50 |
Don't impute income and receive 60% taxable benefit | $30,000.00 | $7.50 |
A heart attack, stroke, cancer or other critical illness can strike suddenly and unexpectedly. Even with the best medical care, you or your loved ones may have questions or need additional support. We can help connect you with experts and information to help you manage your current situation and understand where to go from here.
If you or someone you love has been diagnosed with cancer or another serious illness, you may feel like the world has been turned upside down. Take comfort in knowing that Health Advocate has the expertise — and compassion — to help you through this challenging time.
One Call, Complete SupportOne phone call connects you with a dedicated Personal Health Advocate, who will provide ongoing free and confidential support for a wide range of issues.
Your personal advocate can:
Remember...You can call Health Advocate for help with a variety of healthcare and insurance-related issues. Eligible employees, their spouses, dependent children, parents and parents-in-law also can use this free benefit.
Help is Only A Phone Call Away
Phone: 877.776.6211
Email: answers@HealthAdvocate.com
Your employer partners with Cleveland Clinic to provide specialty care for certain heart conditions. To be accepted into this program, you or your covered dependent must be:
If you think you or your covered dependent may be eligible, call WebTPA the program administrator. A trained representative will guide you through the process, answer questions and determine preliminary eligibility.
If WebTPA determines that you or your covered dependent ("the patient") are eligible for the program, Cleveland Clinic will complete a clinical review of the patient's medical records to confirm eligibility. The patient's local physician or specialist also must agree to assume care for the patient at home.
After the patient is accepted into the program, Cleveland Clinic will schedule the procedure and a representative will coordinate travel and lodging for the patient and a companion, with all expenses covered 100% by the program.
Cleveland Clinic Puts Heart Patients FirstCleveland Clinic offers specialty care for certain heart conditions. It is a world renowned, non-profit academic medical center led by doctors who follow the most up-to-date clinical guidelines for treatment, to help ensure top quality heart care.
Their doctors are full-time, salaried employees, which means they get paid the same regardless of how many procedures they perform or patients they see. This practice eliminates incentives to perform unnecessary tests or procedures and encourages physicians to consult with colleagues and spend the time necessary to practice excellent medicine.
Cleveland Clinic puts patients first, and focuses on continual improvement of the patient experience and quality outcomes.
A Leader in Heart CareThe Miller Family Heart & Vascular Institute is the largest cardiovascular practice in the U.S. No hospital in America sees more patients for heart and vascular conditions than Cleveland Clinic.
What does that mean to you? It means that as a patient of Cleveland Clinic, you'll have access to the broadest possible range of solutions from skilled, experienced doctors, nurses and technicians – options you may not have in your home town or anywhere else in America.
When a loved one is diagnosed with a critical illness, it's normal to feel overwhelmed. It's important to find support for yourself, even as you're caring for your loved one. Here are some tips that may help you cope.
Default - If you don't make a different election, you'll receive the highlighted coverage |
|
Medical
Cost is before-tax for you and your covered dependents. Review your Healthcare Plan Summary Plan Description, available in the Resource Materials/Summary Plan Descriptions section of this site, for additional plan coverage information.
When you enroll in medical coverage, you may automatically receive (if eligible) prescription drug coverage for you and your covered dependents. You are also automatically enrolled in the Employee Assistance Program. Please refer to your Medical Plan Profile for plan coverage information.
If your current medical plan option is no longer available, you are automatically defaulted into the coverage listed on this online worksheet.
To be eligible for medical coverage, dependents age 19 - 23 must be full-time students. Additional information for full-time student eligibility is available in the Resource Materials/Plan Guidelines/Eligibility for Coverage section of this site.
IMPORTANT: Employees covering a full-time student as a dependent are required to reaffirm the status of that dependent by the end of the Open Enrollment period (go to the “Verify Full-Time Student" section of the this site to complete the process).
NOTE: If you did not reaffirm your dependents' full-time student status by the end of the Open Enrollment period, their coverage will be discontinued, effective January 1, 2017.
Default - If you don't make a different election, you'll receive the highlighted coverage |
|
Dental
Cost is before-tax for you and your covered dependents. Review your Healthcare Plan Summary Plan Description, available in the Resource Materials/Summary Plan Descriptions section of this site, for additional plan coverage information.
When you enroll in dental coverage, you may automatically receive (if eligible) prescription drug coverage for you and your covered dependents. You are also automatically enrolled in the Employee Assistance Program. Please refer to your dental Plan Profile for plan coverage information.
If your current dental plan option is no longer available, you are automatically defaulted into the coverage listed on this online worksheet.
To be eligible for dental coverage, dependents age 19 - 23 must be full-time students. Additional information for full-time student eligibility is available in the Resource Materials/Plan Guidelines/Eligibility for Coverage section of this site.
IMPORTANT: Employees covering a full-time student as a dependent are required to reaffirm the status of that dependent by the end of the Open Enrollment period (go to the “Verify Full-Time Student" section of the this site to complete the process).
NOTE: If you did not reaffirm your dependents' full-time student status by the end of the Open Enrollment period, their coverage will be discontinued, effective January 1, 2017.
Your Supplemental Life Insurance election requires completion of an Evidence of Insurability (EOI) form and approval from Prudential. Once you complete all your benefit elections, you'll receive further instruction.
Your current coverage elections are highlighted in the sections below
plan options | you only | you + spouse | you + children | you + family |
No Coverage | $0.00 | |||
Premium Plan $500 | $48.50 | $97.00 | $97.00 | $110.50 |
Basic Plan $750 HPN | $52.50 | $113.00 | $113.00 | $181.54 |
Basic Plan $750 | $54.50 | $120.00 | $120.00 | $182.76 |
HRA Plan $1,500 | $57.50 | $131.00 | $131.00 | $198.40 |
HRA Plan $1,500 HPN | $60.50 | $157.00 | $157.00 | $208.32 |
Plan Options | You Only | You + Spouse | You + Child(ren) | You + Family |
No Coverage | $0.00 | |||
Premium Plan $500 | $48.50 | $97.00 | $97.00 | $110.50 |
Basic Plan $750 HPN | $52.50 | $113.00 | $113.00 | $120.00 |
Basic Plan $750 | $54.50 | $120.00 | $120.00 | $182.76 |
HRA Plan $1,500 | $57.50 | $131.00 | $131.00 | $198.40 |
HRA Plan $1,500 HPN | $60.50 | $157.00 | $157.00 | $208.32 |
Plan Options | Per-Pay-Period Cost | |
---|---|---|
Non-Tobacco User | $0.00 | |
Tobacco User | $15.00 |
Plan Options | Per-Pay-Period Cost | |
---|---|---|
No working spouse | $0.00 | |
Spouse not eligible | $0.00 | |
Spouse eligible | $27.00 |
Minimum: $000.00
Maximum: $5,650.00
Multiples: $1.00
Option | Annual Contribution Amount | |
---|---|---|
No Coverage | $0.00 | |
Coverage | $0.00 |
Minimum: $000.00
Maximum: $5,650.00
Multiples: $1.00
Option | Annual Contribution Amount | |
---|---|---|
No Coverage | $0.00 | |
Coverage | $0.00 |
Plan Options | Coverage Amount | Per-Pay-Period Cost |
---|---|---|
1 x Base Pay | $50,000.00 | $0.00 |
2 x Base Pay | $100,000.00 | $2.50 |
3 x Base Pay | $150,000.00 | $4.00 |
Plan Options | Coverage Amount | Per-Pay-Period Cost |
---|---|---|
No Coverage | $0.00 | $0.00 |
1 x Base Pay | $50,000.00 | $3.50 |
2 x Base Pay | $100,000.00 | $7.00 |
3 x Base Pay | $150,000.00 | $10.50 |
4 x Base Pay* | $200,000.00 | $14.00 |
5 x Base Pay* | $250,000.00 | $17.50 |
* Indicates you must complete Evidence of Insurability (EOI) for this level of coverage. |
Plan Options | Per-Pay-Period Cost | |
---|---|---|
No Coverage | $0.00 | |
$10,000 | $5.50 | |
$20,000 | $10.20 | |
$30,000* | $15.75 | |
$40,000* | $20.00 | |
* Indicates you must complete Evidence of Insurability (EOI) for this level of coverage. |
Plan Options | Per-Pay-Period Cost | |
---|---|---|
No Coverage | $0.00 | |
$5,000 | $2.50 | |
$10,000 | $3.50 |
Plan Options | Per-Pay-Period Cost | |
---|---|---|
No Coverage | $0.00 | |
Coverage | $2.50 |
Plan Options | Coverage Amount | Per-Pay-Period Cost |
---|---|---|
No Coverage | $0.00 | $0.00 |
Impute income and receive 60% tax-free benefit, $30,000 | $30,000.00 | $7.50 |
Don't impute income and receive 60% taxable benefit | $30,000.00 | $7.50 |
Option | You Only | You + Spouse | You + Child(ren) | You + Family |
---|---|---|---|---|
No Coverage | $0.00 | $0.00 | $0.00 | $0.00 |
$15,000 | $7.22 | $12.36 | $16.13 | $24.76 |
$30,000 | $13.86 | $19.07 | $22.53 | $41.93 |
$50,000 | $22.73 | $36.41 | $43.71 | $68.24 |
Coverage Level | Per-Pay-Period Cost | |
---|---|---|
No Coverage | $0.00 | |
You Only | $10.00 | |
You + Spouse | $15.00 | |
You + Child(ren) | $25.00 | |
You + Family | $40.00 |
Medical
Cost is before-tax for you and your covered dependents. Review your Healthcare Plan Summary Plan Description, available in the Resource Materials/Summary Plan Descriptions section of this site, for additional plan coverage information.
When you enroll in medical coverage, you may automatically receive (if eligible) prescription drug coverage for you and your covered dependents. You are also automatically enrolled in the Employee Assistance Program. Please refer to your Medical Plan Profile for plan coverage information.
If your current medical plan option is no longer available, you are automatically defaulted into the coverage listed on this online worksheet.
To be eligible for medical coverage, dependents age 19 - 23 must be full-time students. Additional information for full-time student eligibility is available in the Resource Materials/Plan Guidelines/Eligibility for Coverage section of this site.
IMPORTANT: Employees covering a full-time student as a dependent are required to reaffirm the status of that dependent by the end of the Open Enrollment period (go to the "Verify Full-Time Student" section of the this site to complete the process).
NOTE: If you did not reaffirm your dependents' full-time student status by the end of the Open Enrollment period, their coverage will be discontinued, effective January 1, 2017.
Dental
Cost is before-tax for you and your covered dependents. Review your Healthcare Plan Summary Plan Description, available in the Resource Materials/Summary Plan Descriptions section of this site, for additional plan coverage information.
When you enroll in medical coverage, you may automatically receive (if eligible) prescription drug coverage for you and your covered dependents. You are also automatically enrolled in the Employee Assistance Program. Please refer to your Medical Plan Profile for plan coverage information.
If your current medical plan option is no longer available, you are automatically defaulted into the coverage listed on this online worksheet.
To be eligible for medical coverage, dependents age 19 - 23 must be full-time students. Additional information for full-time student eligibility is available in the Resource Materials/Plan Guidelines/Eligibility for Coverage section of this site.
IMPORTANT: Employees covering a full-time student as a dependent are required to reaffirm the status of that dependent by the end of the Open Enrollment period (go to the "Verify Full-Time Student" section of the this site to complete the process).
NOTE: If you did not reaffirm your dependents' full-time student status by the end of the Open Enrollment period, their coverage will be discontinued, effective January 1, 2017.
Vision
Cost is before-tax for you and your covered dependents. Review your Healthcare Plan Summary Plan Description, available in the Resource Materials/Summary Plan Descriptions section of this site, for additional plan coverage information.
When you enroll in medical coverage, you may automatically receive (if eligible) prescription drug coverage for you and your covered dependents. You are also automatically enrolled in the Employee Assistance Program. Please refer to your Medical Plan Profile for plan coverage information.
If your current medical plan option is no longer available, you are automatically defaulted into the coverage listed on this online worksheet.
To be eligible for medical coverage, dependents age 19 - 23 must be full-time students. Additional information for full-time student eligibility is available in the Resource Materials/Plan Guidelines/Eligibility for Coverage section of this site.
IMPORTANT: Employees covering a full-time student as a dependent are required to reaffirm the status of that dependent by the end of the Open Enrollment period (go to the "Verify Full-Time Student" section of the this site to complete the process).
NOTE: If you did not reaffirm your dependents' full-time student status by the end of the Open Enrollment period, their coverage will be discontinued, effective January 1, 2017.
Plan | Provider | Services |
---|---|---|
Health Plus Savings Plan | UnitedHealthcare |
|
Our personalized technology
We know our customers and consumers and are responsive to your needs and expectations. The connections we provide across the health care system through state-of-the-art technology, industry-leading use of patient data and new connections are helping you play a greater, more informed role in your own health.
We connect digital solutions such as iTriage and our consumer health platform - called CarePass - to personalize and improve the consumer experience. The enhanced iTriage allows you to research your symptoms, find a medical provider who meets your personal needs, share information across applications, and manage your whole health from one secure sign-on. More than 5 million Americans already use iTriage. The testimony is powerful:
"Seriously, you saved my husband's life when he had a stroke, didn't recognize the not-so-normal symptoms ... " "This app is very easy to use and it helped me to define a life-threatening problem in a minute where there were no signs but a swollen leg."
To help you get the answers you need to many common health care questions, in 2012 we combined the skills of two of our most popular member tools - "Ask Ann" and the Member Payment Estimator. "Ann" is a personalized virtual assistant that helps you use Aetna Navigator and find health benefits information. The Member Payment Estimator provides real-time out-of-pocket cost estimates and cost comparisons for more than 550 commonly used in-network health services.
This enhancement helps Ann talk to you in plain language about an even wider range of useful health information. Is it valued? Ann averages more than 20,000 "chats" per day - one of the most popular features on Aetna Navigator.
In 2012, we launched a new program in the Aetna Innovation Labs that will help identify your risk of developing metabolic syndrome and suggest effective interventions before more severe health issues, such as diabetes or stroke, arise. Our systems analyze data to identify real or potential medical conditions based on data associations and highlight areas where interventions could make a difference.
Reducing or eliminating the impact of metabolic syndrome can improve the health of millions of people and reduce health care costs overall.
Teladoc doctors can treat many medical conditions, including:
Teladoc is simply a new way to access qualified doctors. All Teladoc doctors:
With your consent, Teladoc is happy to provide information about your Teladoc consult to your primary care physician.
1-855-Teladoc (835-2362)
In Touch Care in action
Serious health concerns call for serious support. Aetna In Touch Care is here to answer that call.
When you're facing a chronic or acute health challenge, we provide powerful resources. Our on-call and online support flexes to you. We adapt to your needs, your pace and your life.
We have an action plan for your needs
Aetna In Touch Care resources are versatile. They provide the support you need when you need it most.
Your Aetna In Touch Care nurse in action
In the most urgent circumstances, we connect you to one-on-one nurse support. We give you direct phone access to a highly experienced registered nurse.
You'll work with one nurse for all of your critical needs. Your nurse is assigned to you and available to your whole family. Throughout time, your nurse becomes intimately familiar with your health history.
Your nurse becomes your advocate. You'll work together. You'll develop an action plan unique to you. You'll have the individualized support you need to make progress in the face of big challenges.
Your Aetna In Touch Care virtual care in action
In less severe situations, we support you with dynamic virtual care.
Virtual care provides convenient, personalized online tools. These tools are designed to help you adopt new lifestyle behaviors. You can make small changes that have a big impact on your health.
Virtual care empowers you to work toward your individual health goals at your pace. You can also call an In Touch Care nurse as needed. You decide the topic and when and how often you interact.
Active resources built right in
Aetna In Touch Care is built right into your benefits. It is a powerful program that opens a whole new world of holistic support.
These resources are confidential. They cost nothing extra. And they can make a huge difference in how you feel.
Activate a powerful approach
Aetna In Touch Care combines clinical expertise with the power of technology. This deeply integrated platform gives you flexible support.
Activate the right support for you
In the most severe circumstances, we connect you to one on one nurse support. For less immediate needs, we support you with virtual care.
Activate your Aetna In Touch Care nurse
Your needs, your preferences
One nurse provides big-picture care
Personalized care guidance
Connected to virtual care
A Health Savings Account (HSA) is an important component of your BenefitWallet. After enrolling in a High Deductible Health Plan (HDHP) and opening an HSA, you can use accumulated tax-free contributions to pay for health care costs for yourself and your tax qualified dependents — including doctor and hospital visits, co-payments, eyeglasses, prescriptions, long-term care insurance premiums and COBRA premiums. Both you and your employer can contribute to an HSA up to an annual limit specified by the IRS, but you retain control of the account and remaining funds roll over from year to year and is portable if you leave your employer. The HSA features an interest-bearing, FDIC-insured, checking account with a checkbook, payment card and online bill payment for simple fund management. Investors have access to 22 no-load, highly-rated mutual funds.
Your BenefitWallet HSA begins with an FDIC insured, interest-bearing checking account where all HSA deposits are first credited. No minimum balance is required to open and maintain the HSA Checking Account. Once an HSA checking account balance reaches $1,000, you can set up an HSA Investment Account and begin to diversify accumulated HSA savings into a wide selection of mutual funds. You may transfer funds back and forth between your Checking Account and your Investment Account online at any time.
You can invest HSA dollars in the investment options offered by BenefitWallet and pay no federal taxes on any interest and/or investment earnings, as long as this money remains in your HSA and is used to pay for qualified medical expenses.
To start investing, Go to BenefitWallet, then click on "Investments" from the Quick links menu. To help you get started, use the Investment Wizard tool to assist you in selecting investments that match your risk tolerance.
Critical Illness pays a specific dollar amount based on the type of illness or condition. If you are diagnosed or hospitalized because of a covered illness or condition, benefits are paid directly to you regardless of other coverage. The policy pays for crisis-related bills not covered by major medical insurance, including medical insurance co-pays, the mortgage, loans, extra child care costs and daily living expenses. Some polices can also provide an annual health screening benefit to help in early detection and treatment of the aforementioned illnesses.
Typical critical illnesses covered under this type of policy are:
Critical Illness Insurance can cover you and your family at Guarantee Issued amounts and is portable. This offering is supplemental to any medical coverage, meaning that it is separate from any other coverage you have.
The below is a sample of how a Critical Illness Insurance policy can assist you with the cost of an illness or condition:
Hospital Indemnity Insurance pays daily cash benefits for every day you are hospitalized, and may also include an admission benefit. These benefits can help pay co-payments or deductibles, cover travel expenses to and from the hospital. Benefits will be paid directly to you, unless you specify otherwise, regardless of any other insurance you may have with other insurance companies.
Most primary health insurance plans do not cover all hospital costs. A hospital indemnity plan covers some of the costs associated with a hospital stay and may provide extra coverage that major health plans do not.
Benefits include but not limited to:
The below is a sample of how a Hospital Indemnity Insurance policy can assist you with the cost of an accident:
It may seem like your mouth is separate from the rest of your body. After all, you visit a different health professional when you need a filling or tooth cleaning. You may have separate insurance for your dental needs.
But that doesn't make your mouth less important. Far from it! Did you know:
Effective March 1, 2017, it's easier than ever to use your dental benefits!
Instead of showing a dental ID card, just tell your dentist you have Aetna dental coverage and provide the covered employee's Social Security number. Want a card for your wallet? You can print one any time. Just click here.
VSP members enjoy the lowest out-of-pocket costs and freedom of choice. VSP gives you the widest selection of eyewear at the lowest-out-pocket costs, with thousands of frames that are covered in full. In addition, patients will enjoy coverage for the most common lens options with an affordable copay. All other lens options are available at a 20% discount.
We deliver personalized eyecare that helps people see well, stay healthy, and get the most out of life. Great eyewear is a given under our program, but it's not more important than a thorough exam. We back up our philosophy with unique programs like Eye Health Management ®, included free with every plan. This program focuses on the early treatment and management of both eye and related health conditions through our providers.
Our award winning call center representatives are friendly, experienced, and empowered to make the right decisions, on the spot, for our customers who call needing help. They can be reached at 800-877-7195 8 a.m. - 11 p.m. ET Monday through Friday; Saturday 9 a.m. to 8 p.m. and Sunday 10 a.m. - 10 p.m.
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Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Ut enim ad minim veniam, quis nostrud exercitation ullamco laboris nisi ut aliquip ex ea commodo consequat. Duis aute irure dolor in reprehenderit in voluptate velit esse cillum dolore eu fugiat nulla pariatur. Excepteur sint occaecat cupidatat non proident, sunt in culpa qui officia deserunt mollit anim id est laborum.
Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Ut enim ad minim veniam, quis nostrud exercitation ullamco laboris nisi ut aliquip ex ea commodo consequat. Duis aute irure dolor in reprehenderit in voluptate velit esse cillum dolore eu fugiat nulla pariatur. Excepteur sint occaecat cupidatat non proident, sunt in culpa qui officia deserunt mollit anim id est laborum.
Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Ut enim ad minim veniam, quis nostrud exercitation ullamco laboris nisi ut aliquip ex ea commodo consequat. Duis aute irure dolor in reprehenderit in voluptate velit esse cillum dolore eu fugiat nulla pariatur. Excepteur sint occaecat cupidatat non proident, sunt in culpa qui officia deserunt mollit anim id est laborum.
Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Ut enim ad minim veniam, quis nostrud exercitation ullamco laboris nisi ut aliquip ex ea commodo consequat. Duis aute irure dolor in reprehenderit in voluptate velit esse cillum dolore eu fugiat nulla pariatur. Excepteur sint occaecat cupidatat non proident, sunt in culpa qui officia deserunt mollit anim id est laborum.