You are eligible for coverage under the Retiree Medical plan if you meet all of the following on the last day of your employment:

• Are enrolled in (or eligible to enroll in) a ABC Company group medical plan;
• Are at least age 55; and
• Have completed at least five full years of service at ABC Company.

In addition to yourself, you can cover:

• Your legal spouse recognized under federal law.
• Your qualified same-sex or opposite-sex domestic partner (also referred to as "Qualified Domestic Partner" or "DP")
• Child(ren) through age 22.
• Child(ren) aged 23 through age 24, if they are full-time students.

For more information about eligibility rules, see your Summary Plan Description.

As long as you meet the eligibility requirements for the Retiree Medical plan when your employment ends, you have three options. Start by learning about the eligibility requirements. After that, you can decide to:

• Continue active medical benefits under COBRA, and then enroll in the Retiree Medical plan within 60 days after your COBRA coverage expires.
• Enroll in the Retiree Medical within 60 days of your last day of work and waive COBRA coverage.
• Waive both COBRA and the Retiree Medical plan. If you waive coverage, you cannot enroll at a later time.

You can enroll your spouse/domestic partner and other eligible dependents, too (even if they did not receive coverage while you were an active employee).

If you are eligible, you will receive COBRA and Retiree Medical plan enrollment information in the mail, and you will have 60 days from your last day of work to make your election.

When Payment Is Due

Your payment is due on the first day of the month for which coverage is to be provided. For example, contributions for April coverage are due on April 1.

A 60-day grace period is applied. If payment is not received within your grace period, your coverage will cancel retroactively to the last day of the month in which coverage was paid in full.

Billing and Payment Methods

Option 1: To set up direct debit so your monthly payment is automatically deducted from your personal checking or savings account, click here.

Option 2: Pay by check. Make checks payable to: ABC Company Benefits Center

Payment should be sent directly to:
ABC Benefit Center
123 Main St
Anytown, NJ 08003

Once coverage is canceled for non-payment or underpayment, it cannot be reinstated. Full premium payments must be postmarked by the grace period end date.

If You Have Questions

If you have any questions or concerns about how to pay for your Retiree Medical coverage, call ABC Benefit Center at 800-888-8888. Benefit Specialists are available Monday through Friday, 8 a.m. to 6 p.m. Eastern Time on all business days.